People within the Business Process Outsourcing (BPO) organization are responsible for the day-to-day provision of long-term outsourcing services to one or several clients.  Typically, people in BPO are based permanently at a client location.  BPO helps clients develop and deliver business process innovations with cutting-edge outsourcing services.  These services transform enterprises and deliver high performance at lower costs.  We offer a full array of business process outsourcing services founded on operational excellence and cost effectiveness.

Our BPO resources can expect to:

• Incorporate skills which support Account Order initiatives
• Receive ongoing training to build and extend professional, technical and management skills in all areas
• Enjoy our comprehensive and generous benefits package

The Underwriter II has the following responsibilities: 

• Perform income, credit and property analysis on conventional loan files submitted within the time frame established by departmental management
• Perform timely reviews of conditions submitted a well as loan resubmissions
• Analyze challenging loan packages to render sound credit solutions
• Maintain quality and production standards as defined by business
• Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed.
• Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company's standards
• Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers
• Actively cooperate and interact with all entities of the client
• Perform other job related duties and special projects as required

Basic Qualifications: 

• Minimum 3 years of experience in underwriting property and credit with lender approved, full package final signoff authority
• High school diploma  

Preferred Skills:

• Bachelor's degree in finance or accounting preferred
• Previous experience with financial statements and A/R and A/P schedules is a plus

Professional Skill Requirements:

• Experience with and knowledge of property and credit underwriting requirements of FNMA, FHLMC, and private mortgage insurance companies
• Ability to effectively make decisions in an independent manner and availability as a resource advisor for all staff
• Good analytical, problem solving, organizational and communication skills needed
• Excellent oral and written communication skills are required
• Computer skills: Microsoft Word, Outlook