Why Caliber Funding?

* Caliber Funding is a well-capitalized Direct Lender licensed nationwide to close Conventional and Government (FHA/VA) loans

* We are built on the strength of experienced mortgage professionals, a performance-based culture and an innovative spirit

* Supported by the capital commitment of our parent company, Lone Star Funds, we are delivering a better and more productive experience for our customers, business partners, employees and sales teams

* H2Online, our proprietary web-based mortgage technology provides the flexibility and scalability to support three highly productive business channels: Retail, Wholesale and Correspondent

THE PILLARS OF OUR STRATEGY

OUR MISSION

To deliver a better and more productive experience for our customers, business partners, employees and sales teams

SERVICE

* A predictable customer experience allows you to focus on what you do best…selling loans

* Higher pull through and less fallout create more closed loans which results in more satisfied customers to help you build a productive referral base

LOW PRICE

* A lost cost model ensures a very competitive price to drive more volume and grow profits

* Profits grown will be reinvested back into the business

INNOVATION

* A low cost model ensures a very competitive price to drive more volume and create additional revenue opportunities

* Profits grown are reinvested back into the business

CULTURE

* Our employees are an integral part of our world class organization Employee satisfaction will create Customer Satisfaction

* You will be recognized for your sales leadership and contribution to the organization

HOW WE DELIVER A BETTER EXPERIENCE…

FOR OUR CUSTOMERS

* Hands-on support of your dedicated Operations team combined with communication via web and e-mail status updates

* Fast, predictable service and consistency in the customer’s experience

* Technology supporting speed for enhancements, taking advantage of opportunity or change in the marketplace

* Quality loans; liquid in any environment, which provide access to the most desirable loan products while offering very competitive pricing on a consistent basis

* Speed of decision to allow prospective homebuyers to move quickly to close within their required timeframes

FOR OUR SALES TEAMS

* 100% alignment in key production and service targets to ensure entire company shares the same goals

* Performance management that drives best practices and rewards top performance æ Nimble and scalable, not burdened by traditional, big-company bureaucracy yet supported by a large pool of solid resources

* Technology and processes designed to allow more focus on customers and new business, not pipeline management

* Leveraging cost efficiency to grow profits which are reinvested back in the business æ Higher pull through and less fallout which creates satisfied customers and helps build a productive business partner base

DELIVERING THE TOOLS YOU NEED

LOAN LEVEL SUPPORT AND SALES SUPPORT

* Operations support, aligned with Loan Consultants and their business partners, focused on proactive communications, prioritizing loans in the pipeline and quickly resolving issues which may impact close dates

* Internal Engineering and Technology team focused on constantly improving and supporting our web-based H20 Proprietary Software platform

* Business Strategies and Development working to identify obstacles in the way of achieving goals and providing tools, local marketing support and training to assure your success

CORPORATE SUPPORT

* Legal and Compliance supports licensing and regulatory issues

* Finance manages the services required to support a global operation such as warehouse management, financial reporting, accounts payable, expense control and accounting

* Process Engineering works with the leadership of the organization to drive strategic project initiatives

* Secondary Marketing delivers competitive products, pricing and fees in addition to analyzing current market data to identify opportunities

* Risk Management Quality Control provides fraud support to avoid costly losses on loans and to protect your reputation as a quality lender

* Human Resources and Training provides support in the areas of selecting, developing, retaining and rewarding top talent

EXPERIENCE THE CALIBER DIFFERENCE

JOIN A TEAM OF QUALITY INDIVIDUALS

We believe that by partnering with people who are clear on our fresh approach to today’s market, capable of being product, process and technology experts and motivated to succeed…we will be a top ten lender.

GROW WITH CALIBER AND SHAPE THE FUTURE OF MORTGAGE LENDING

Free of yesterday’s mortgage traditions, our modern Leadership Team is creating a vibrant culture that feeds your motivation and provides an environment where you can make an impact and put your talents to use. We are committed to listening to our team and creating a unique, inspiring and rewarding experience for all employees of Caliber Funding.